曲靖师范学院学报 ›› 2025, Vol. 44 ›› Issue (6): 79-85.

• 区域经济·数字经济研究 • 上一篇    下一篇

数字经济视角下区块链信任机制对数字供应链金融的影响

褚继辉, 斯琴塔娜   

  1. 内蒙古财经大学 金融学院,内蒙古 呼和浩特 010000
  • 收稿日期:2025-11-04 发布日期:2025-12-30
  • 作者简介:褚继辉,内蒙古财经大学金融学院副教授,博士,主要从事供应链金融与北疆经济史研究。
  • 基金资助:
    国家社科基金项目“乡村振兴视域下牧区金融服务体系建设研究”(22BMZ014)。

Impact of Blockchain Trust Mechanism on Digital Supply Chain Finance from the Perspective of the Digital Economy

CHU Jihui, SIQIN Tana   

  1. School of Finance, Inner Mongolia University of Finance and Economics, Hohhot, Inner Mongolia 010000, China
  • Received:2025-11-04 Online:2025-12-30

摘要: 随着数字经济的发展,数字信任技术已广布于社会经济的各个领域。区块链技术作为数字信任技术的典范,其分布式记账、去中心化、共识共享等数字特征已被供应链上的广大中小企业广泛接受和有效利用。通过数字化的供应链管理,使核心企业在主动确权的条件下,能够对上下游企业进行穿透式管理和提供融资便利,对数字供应链金融产生了“再中介信任”“无需信任的信用”“‘互嵌’到‘平行’”等方面的影响,强化了金融机构对企业交易信息的追踪和融资资质的审核,有效降低了融资风险。

关键词: 数字经济, 区块链, 数字信任, 供应链金融

Abstract: With the development of the digital economy, digital trust technology has been widely applied in various fields of socio-economic activities. Blockchain technology, as a paradigm of digital trust technology, has been widely accepted and effectively utilized by a vast number of small and medium-sized enterprises (SMEs) in the supply chain due to its digital features such as distributed ledger, decentralization, and consensus sharing. Through digital supply chain management, core enterprises can conduct penetrative management and provide financing convenience to upstream and downstream enterprises under the condition of active confirmation of rights, influencing digital supply chain finance in terms of “re-intermediation trust”, “trustless credit”, and “from ‘interlocking’ to ‘parallel’”, strengthening financial institutions' tracking of enterprise transaction information and review of financing qualifications, and effectively reducing financing risks.

Key words: digital economy, blockchain, digital trust, supply chain finance

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